Post Reply 
 
Thread Rating:
  • 0 Votes - 0 Average
  • 1
  • 2
  • 3
  • 4
  • 5
finance
griff
 

Posts: 959
Joined: Mar 2011
Location: West Sussex
Post: #21
RE: finance

(11-07-2011 12:14pm)SW6RR Wrote:  Griff - is that 6.5% APR based on a floating rate or is it fixed?
That's a fixed rate over 4 years comes from Clydesdale Asset Finance. Only available with a good credit record.
Cheers

Arrived: SD4 Prestige Auto Coupe with Lux pack. Ipanema Sand with Black Panoramic Roof
Ambience Interior with Macassa wood.

Now a Jag XFR Kyanite Blue - wow what power.
At home and superb.
11-07-2011 09:54pm
Find all posts by this user Quote this message in a reply
SW6RR
 

Posts: 336
Joined: Mar 2011
Location: London
Post: #22
RE: finance

(11-07-2011 09:54pm)griff Wrote:  
(11-07-2011 12:14pm)SW6RR Wrote:  Griff - is that 6.5% APR based on a floating rate or is it fixed?
That's a fixed rate over 4 years comes from Clydesdale Asset Finance. Only available with a good credit record.
Cheers

To add to this finance thread, I'm going with a 4% above base floating rate, 48 month, GFV balloon payment at the end. ING asset finance, good credit rating required, etc.
14-07-2011 10:07am
Find all posts by this user Quote this message in a reply
SW6RR
 

Posts: 336
Joined: Mar 2011
Location: London
Post: #23
RE: finance

Now improved to 3.5% above base. Don't think they are going any lower!
15-07-2011 10:45am
Find all posts by this user Quote this message in a reply
RakeshAggarwal
 

Posts: 1
Joined: Jun 2011
Location: Cardiff
Post: #24
RE: finance

Looking in finance an evoque for my wife

Can you please let me know how I could contact ING finance
The deal you have secured sounds perfect

Thanks


quote='SW6RR' pid='5035' dateline='1310723140']
Now improved to 3.5% above base. Don't think they are going any lower!
[/quote]
04-08-2011 12:07am
Find all posts by this user Quote this message in a reply
RRE1
 

Posts: 2
Joined: Aug 2011
Location: derby
Post: #25
RE: finance

Just rang http://www.broker4cars.co.uk for my finance quote got a flat rate of 3.49% with a balloon . Total finance payable was near on £3000 less than land rovers! Very Happy Lease purchase seems to be the new PCP . Still a hire purchase agreement but what I like is cause the residual are going to be approx 85% in first year if I want to sell the car after 12 months theres no extra charges as there are with pcp a further saving.
(11-07-2011 07:56am)griff Wrote:  
(11-07-2011 07:08am)Charlie Wrote:  If anyone wants to share any finance info with me that would be great.
Hi Charlie
LR have been dragging their heels over finance but I have secured mine via Prestige finance at a flat rate of 3.5% which makes an APR of about 6.5%.
I'm doing a balloon HP over four years with a final balloon of £13.5k and a deposit of £11k. Bearing in mind my investments are running at 10% I think that is a good deal.
Cheers

just tried broker4cars as I had their finance a couple of years ago on a nissan 350Z there rates very good
(04-08-2011 12:07am)RakeshAggarwal Wrote:  Looking in finance an evoque for my wife

Can you please let me know how I could contact ING finance
The deal you have secured sounds perfect

Thanks


quote='SW6RR' pid='5035' dateline='1310723140']
Now improved to 3.5% above base. Don't think they are going any lower!
[/quote]

try broker4cars.co.uk they are offering excellent rates Ive just arranged my finance with them direct
(11-07-2011 09:54pm)griff Wrote:  
(11-07-2011 12:14pm)SW6RR Wrote:  Griff - is that 6.5% APR based on a floating rate or is it fixed?
That's a fixed rate over 4 years comes from Clydesdale Asset Finance. Only available with a good credit record.
Cheers

Just checked this out with Clydesdale Asset finance they want an additional £300 associated fees which brings the APR rate up to 7.5% been to broker4cars got 7.2% APR flat rate 3.49 fees £150 ! Cheapest around I think, but will keep shopping
(This post was last modified: 11-08-2011 03:00pm by RRE1.)
11-08-2011 02:42pm
Find all posts by this user Quote this message in a reply
SW6RR
 

Posts: 336
Joined: Mar 2011
Location: London
Post: #26
RE: finance

I suspect that you work for brokers4cars.

You really should quote APR rather than flat rate (as well you know!).

NAUGHTY!
11-08-2011 03:04pm
Find all posts by this user Quote this message in a reply
mark_n
 

Posts: 1,720
Joined: Jul 2011
Location: London
Post: #27
RE: finance

(11-07-2011 07:56am)griff Wrote:  Bearing in mind my investments are running at 10%...

As they like to say, past investment performance is no guide to the future and since you made that comment, markets have collapsed so it would be surprising if you are still 10% ahead of where you were a year ago. -10% would be good.

Everyone needs rainy day money and a pension needs the longest of long term views - this turmoil highlights the need to move into lower risk investments as you approach retirement. It probably does not make sense to sell loss-making investments to fund the car - much too late - but, if you have spare uninvested cash on deposit, I think it's better to use it to buy the car rather than increase your indebtedness, which is what I am doing.

Mark

Evoque was great, now in an RRS SVR
12-08-2011 02:18am
Find all posts by this user Quote this message in a reply
RRE1
 

Posts: 2
Joined: Aug 2011
Location: derby
Post: #28
RE: finance

(11-08-2011 03:04pm)SW6RR Wrote:  I suspect that you work for brokers4cars.

You really should quote APR rather than flat rate (as well you know!).

NAUGHTY!

Always quote APR dont work for broker4cars !! Fees with Clydesdale or Prestige both the same at £300.00! Whereas B4C cheaper all round
12-08-2011 04:57pm
Find all posts by this user Quote this message in a reply
SW6RR
 

Posts: 336
Joined: Mar 2011
Location: London
Post: #29
RE: finance

(12-08-2011 04:57pm)RRE1 Wrote:  
(11-08-2011 03:04pm)SW6RR Wrote:  I suspect that you work for brokers4cars.

You really should quote APR rather than flat rate (as well you know!).

NAUGHTY!

Always quote APR dont work for broker4cars !! Fees with Clydesdale or Prestige both the same at £300.00! Whereas B4C cheaper all round

7.2% APR is OK, but not great. The best deals found so far sit at around 3.5-4% above LIBOR (APR).
12-08-2011 05:13pm
Find all posts by this user Quote this message in a reply
MW73
 

Posts: 170
Joined: Feb 2011
Location: Devon
Post: #30
RE: finance

That's avariable rate though isn't it? SW6RR
12-08-2011 07:57pm
Find all posts by this user Quote this message in a reply
Post Reply 


Forum Jump:


User(s) browsing this thread: 2 Guest(s)
babyRR is an independent web site and not affiliated with Land Rover