Insurance - who are you going with?

£616 Admiral
female 46, 9+ yrs ncb, clean license, hubby named driver, driveway, semi rural. Can't believe it is this much! I see the cars with tech are listed separately to those without.

£846.20 Adrian Flux!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Just did an online quote and came to £8,633!

Err...think I need to call someone to get a quote instead of using Go Compare!

However 37, three points on license (speeding), no claims, with spouse as other driver.

Funny as I heard a news section on radio 4 yesterday discussing how there has been a 20% drop in new licenses being issued to drivers under the age of 24. The reason was due to high insurance premiums of £4k approx, plus expensive driving lessons, increase in fuel etc. There is also a new EU law coming into place to prevent insurance companies issuing car insurance policies based on gender and age.

I laughed and thought how crazy as our current insurance is about £450 per year, but perhaps all these new drivers have been using 'Go Compare' and subsquently put off.

My excess with Admiral will be £250.
One of the quotes I had was for over £9,000. They must have thought I'm 4 1/2 not 54 1/2 or they just don't want the business.
Tim, I guess I wouldn't get such a good deal from LR insurance as you. New business would be more than the £368 I've got from Admiral.
ANT

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Got a quote from LR insurance
39, clean licence, full NCB, parked on drive, semi rural, includes hubby
£603 with £150 excess

Same thing with Admiral £570

The admin for LR insurance is just up the road from me in Princes Risborough.

If you have another car - try Admiral multi car. Saved a packet on our two cars this year, one of which we need to change over to the Evoque.

however.....

Cost of changing over now from a 1.3 Yaris (02 plate) to Evoque is an additional £312. Expensive when you work it out over a year - more like £600, plus what we paid on the Yaris ~£300.

Only paying approx £550 on my TTRS which is worth more than the RRE, far higher performance. Something dont stack up.

Probably stinging us for a mid year switch.

Compare the Meerkat quotes were ~£650 mark. Mrs's as main driver.

£1470 with £800 excess. Got 3 points and am 26 years old. I don't think that's too bad but do want the excess to go down a touch and don't mind paying a bit more on the insurance itself.

(05-08-2011 10:14am)evoqueboy Wrote:  £1470 with £800 excess. Got 3 points and am 26 years old. I don't think that's too bad but do want the excess to go down a touch and don't mind paying a bit more on the insurance itself.

You should be able to halve that surely! Both excess and quote....

One thing that counts against all Land Rovers insurance-wise is their off-road capability - it makes insurers run a mile as they immediately assume everybody is going to take their car offroad, do damage that will cost £1000's to repair. Only a tiny number of D4/RRS and FFRR every go beyond the roadside verge even though they are capable of a lot more. The big companies that are all offshoots of the Treasury (ie Royal Bank of Scotland - which is Admiral/Directline/Churchill and a host of other names that are really all one company ) hate anything that might be a little different and more capable than your average family car and will charge heaps of extra premium. I was once refused cover by Directline for a Discovery 1 even though I had insured it with them for 3 years and never taken it offroad!

(05-08-2011 10:27am)Pricy147 Wrote:  

(05-08-2011 10:14am)evoqueboy Wrote:  £1470 with £800 excess. Got 3 points and am 26 years old. I don't think that's too bad but do want the excess to go down a touch and don't mind paying a bit more on the insurance itself.

You should be able to halve that surely! Both excess and quote....

Forgot to mention 0 no claims!

that explains it