Poll: How to finalise payment
Pay day before collection
Pay on the day but return once registered
See the car then pay
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How to handover the payment......
DynamicRRV
 

Posts: 633
Joined: Apr 2011
Location: Midlands
Post: #1
How to handover the payment......

As the title suggests how are/have you paid......cheque,bank transfer,chaps,bacs,cash + either of the above on the day of collection?

The reason I ask is say my car is ready to collect friday,I really dont want to slide £45kish into LR account before I have even seen my car!!

Advise welcome please....Very Happy
10-10-2011 10:14pm
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rchrdleigh
 

Posts: 282
Joined: Sep 2011
Location: England
Post: #2
RE: How to handover the payment......

Last time I used a Debit Card. Had to answer some security questions from the Bank before they approved the transaction - which I could have avoided by telling them in advance what I was doing. If I recall correctly, Dealer was happy to accept Debit Card, cash, BACS, Bankers Order. Seem to think cheques have to clear in advance before they will release vehicle.
10-10-2011 10:19pm
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LP
 

Posts: 218
Joined: Jan 2011
Location: London
Post: #3
How to handover the payment......

Pretty sure they won't accept more than £10k in cash because of Money Laundering rules.
(This post was last modified: 10-10-2011 10:24pm by LP.)
10-10-2011 10:23pm
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KPNuts
 

Posts: 46
Joined: Sep 2011
Location: N Beds
Post: #4
RE: How to handover the payment......

Debit card at dealer after seeing vehicle. Bought out last 3 new vehicles this way, all in the £20-30k range for final payment. On one of them the £28k went through with no additional security checks apart from the PIN but the dealer had forgotten to include a £200 accessory on the bill. When that then went through, telephone verbal confirmation was required!

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10-10-2011 10:24pm
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ytshome
 

Posts: 550
Joined: Aug 2011
Location: Cheshire
Post: #5
RE: How to handover the payment......

Debit card on the day, after seeing the car. My own bank can be a pain with all the security questions but I suppose I'd be annoyed if someone stole my money. Personally, I wouldn't consider paying before I'd seen the car because mistakes can happen.

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10-10-2011 10:41pm
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PhilSkill
 

Posts: 3,880
Joined: Jun 2011
Location: Warwickshire
Post: #6
RE: How to handover the payment......

Debit card on the day after you've checked the vehicle, but phone your bank a few days in advance to avoid any issues, last thing you want is further delay!

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10-10-2011 11:04pm
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XFullFatTim
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Post: #7
RE: How to handover the payment......

The dealer won't accept £10k+ in cash on the day because that's the law - the anti money laundering law. So if you don't want to pay any banking charges it has to be the debit card. FYI I did a CHAPs payment and had an extra £25 payment to make to the bank, which they then got wrong and I got charged it twice! Not a hassle as the dealer refunded that as it showed as an overpayment on the sum transferred and at the end of the day the bank waived the fee for their mistake

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10-10-2011 11:25pm
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Tekno
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Posts: 109
Joined: Sep 2011
Location: Lincolnshire
Post: #8
RE: How to handover the payment......

Why the £25 charge?
11-10-2011 12:02am
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Spiderman
 

Posts: 380
Joined: Sep 2011
Location: Scotland
Post: #9
RE: How to handover the payment......

Most Dealers will happily accept debit cards, be sure to phone your bank in advance, tell them who you are paying, what day & how much and the payment should sail through without any delays.

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11-10-2011 02:25am
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griff
 

Posts: 959
Joined: Mar 2011
Location: West Sussex
Post: #10
RE: How to handover the payment......

(11-10-2011 12:02am)Tekno Wrote:  Why the £25 charge?
Because they have to process it manually and there is an inter bank charge for doing it.
Debit card for me. Did it three times that way. Once I paid for the car, went through no problem as I had phoned the bank to tell them. Then I went to fill it up and spent 5mins going through security questions for a £30 top up!

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(This post was last modified: 11-10-2011 08:44am by griff.)
11-10-2011 07:57am
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