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Gap Insurance
KaDargo
 

Posts: 262
Joined: May 2011
Location: West Sussex
Post: #1
Gap Insurance

I will be taking this out - anyone got any recommendations?

My order sheet had a space for it - are the dealers quotes competitive?

(seems to be about £300 in the searches I've done so far)

SD4 Prestige, Mauritius, Element, Cirrus Headlining, Pana Roof, Park Assist, Heated Steering Wheel,Blind Spot monitor, 20" Alloys, Powered Tailgate
10-08-2011 12:07pm
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XFullFatTim
Bat wielding forum enforcer

Posts: 9,295
Joined: Oct 2010
Location: Somewhere between here and there.
Post: #2
RE: Gap Insurance

Have taken it out on my last two cars............. fortunately I've never needed to claim on it!

A Pangea Green New Defender 110 First Edition is now sitting on my drive alongside British Racing Green Electric Mini Cooper SE Level 3. After 21 years in my hands my TDI300 90 was handed on to the next custodian on 15 July 2022.
(This post was last modified: 10-08-2011 12:43pm by XFullFatTim.)
10-08-2011 12:43pm
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ajmooseman
 

Posts: 87
Joined: Dec 2010
Location: Holmfirth
Post: #3
RE: Gap Insurance

(10-08-2011 12:43pm)FullFatTim Wrote:  Have taken it out on my last two cars............. fortunately I've never needed to claim on it!



Got in on the Cayenne at the moment, Dad has it on the R class, not sure about taking it again???

Although popping down to Tottenham for a for the day, may solve a few problems and have it's benefits


did I really say that no...only kidding..Very Happy
(This post was last modified: 10-08-2011 01:34pm by ajmooseman.)
10-08-2011 01:32pm
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Bri 7
 

Posts: 10
Joined: Feb 2011
Location: Warwickshire
Post: #4
RE: Gap Insurance

Yes i will take up the Gap option, I allso had it on the last
2 RRS, I tried with Gap Direct who was the cheapest, saved about
£ 180.00 compared with the Stealer, Then they priced matched
once i emailed the quot over. Hopes this helps don't all ways take
take there price as the cheapest. Bri
10-08-2011 01:33pm
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xxxx5
 

Posts: 661
Joined: Apr 2011
Location: Lancashire, England
Post: #5
RE: Gap Insurance

I will be taking it out. I have had it on the last 4 BMW. Nearly had to use it once!

Bri - thanks for the tip. didnt know you could buy it else where!!

Now Sold: 5dr Pure SD4 Man / Fuji White / Pano Roof / Tech Park / Style 6 Alloys / Privacy Glass / Xenons / Black H'lining / Power Fold Door Mirrors / Power Tailgate / Carpet Mats / Front Fogs.
10-08-2011 01:41pm
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XFullFatTim
Bat wielding forum enforcer

Posts: 9,295
Joined: Oct 2010
Location: Somewhere between here and there.
Post: #6
RE: Gap Insurance

There is a specialist over on RRSport forums posts as Kam100 - take a look there as he offers competitive quotes on everything to do with cars from Gap through to tyre insurance

A Pangea Green New Defender 110 First Edition is now sitting on my drive alongside British Racing Green Electric Mini Cooper SE Level 3. After 21 years in my hands my TDI300 90 was handed on to the next custodian on 15 July 2022.
10-08-2011 01:53pm
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Charlie
No Longer Registered

Posts: 515
Joined: Oct 2010
Location: UK
Post: #7
RE: Gap Insurance

(10-08-2011 01:53pm)Bananaman Wrote:  What is gap insurance?!

Thinking the same thing Confused
10-08-2011 02:19pm
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Bri 7
 

Posts: 10
Joined: Feb 2011
Location: Warwickshire
Post: #8
RE: Gap Insurance

(10-08-2011 02:19pm)Charlie Wrote:  
(10-08-2011 01:53pm)Bananaman Wrote:  What is gap insurance?!

Thinking the same thing Confused

Gap Insurance, pays the differance after your 1st new year of ownership, so if anything happens to your pride and joy, Gap pays the differance and you get a new car, It can go upto 5 Years.

If that's not correct iam Sure Tim will correct me,

Bri
10-08-2011 02:43pm
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kam100
 

Posts: 30
Joined: Aug 2011
Location: Birmingham, UK
Post: #9
RE: Gap Insurance

Thanks for the heads up Tim.

Yes we sell GAP insurance, underwritten by AM Trust Europe (one of the largest UK providers).

Dealers generally make a good margin on the products.
We can sell for substantially less.

Website: http://www.gapinsuranceuk.net

Benefits:
- 12 months interest free/purchase on Debit/credit cards.

- As most insurers allow you 'like for like' on brand new cars in the first year, and due to the fact on return to invoice policies you have to buy within 30 days generally of purchase, we allow you to buy now and defer the start date for a year to get full benefit of the GAP policy.

- Also our policies as 'return to invoice' are transferable onto your next vehicle should you switch before the term of the GAP has run out.

Hope we stand a chance to get your business.. thanks again!
10-08-2011 03:13pm
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XFullFatTim
Bat wielding forum enforcer

Posts: 9,295
Joined: Oct 2010
Location: Somewhere between here and there.
Post: #10
RE: Gap Insurance

Welcome to the forum Kam and Bri 7 you got it in one!

Here is the premium spectrum Kam has sent me
"What's the balance of the car? £40-60k is it?

If that’s the case:

Term: 3 years
Claim Limit: £25,000
Total Premium: £209.00

Term: 4 years
Claim Limit: £25,000
Total Premium: £276.00"

Remember what you are insuring si the difference between what your own normal car insurance company will pay out and the cost of the replacement car, up to £25000 in this case.

A Pangea Green New Defender 110 First Edition is now sitting on my drive alongside British Racing Green Electric Mini Cooper SE Level 3. After 21 years in my hands my TDI300 90 was handed on to the next custodian on 15 July 2022.
(This post was last modified: 10-08-2011 03:35pm by XFullFatTim.)
10-08-2011 03:33pm
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