Tyre damage

Had a bit of an argument with a curb earlier and lost!

Fortunately have alloy and tyre insurance which should pay to repair the alloy...... But took car to dealer to look at and they said it was damage to the rim protector only and so just cosmetic (therefore no need to replace). There are no bulges or cords showing.

From reading online though, there are some scaremongers who suggest tyre replacement of any damage at all.

Thoughts? Would really prefer not to have to replace and insurance won't payout unless dealer confirms non-repairable damage.

Thanks
   

I think the general rule of thumb is whether it would pass an MOT - the dealer or your local MOT center should be able to confirm that.

Not sure what you mean about the insurance - surely the tyre is non-repairable anyway?

I have had the same experience. In my case there was a pipe protruding from the pavement (WHY!) which chewed a bit out of the tyre and also damaged the rim. My dealer also said it didn't pose a problem and that I could have the rim repaired. Be interested to know what you decide.

If no string/thread is showing then the tyre is still 'ok' and the dealer won't probably replace (as any damage there wouldn't be repairable). Let's just hope you don't have a similar incident in the same sort of area in the next week that would make it need replacing

I suppose also if your car is doing lots of motorway/ fast driving you could have peace of mind by replacing it. I would keep an eye on your tyre pressures over the next few days though just to check you don't have a slow puncture in the side wall resulting from the damage. Before you make your claim send some photos to the insurer to see if they will pay out for a new tyre - I suspect they will make a token payment or none at all for that though, and they will probably pay put for a refurb of the alloy.

I had a similar cut out of one the last set of fronts on the Mazda, it passed MOT and Dealer never mentioned it at service, did another 8000 miles on it and forgot all about it. But obviously that's not to say that's right for your damage or the right thing to do, you should get it checked if you're not happy with it. Can't you claim for the Alloy, and see what they say at the repair center regarding the tyre?

Alloy repair has been approved by insurer.

They won't pay for a new tyre though as both dealer and tyre shop (ATS) have confirmed damage should just be cosmetic and so tyre does not need replacing. Insurance did say though that if anything develops (eg puncture) they would then consider replacing. So will leave for now but will monitor for any bulges or loss of pressure (shame I've not got TPMS!) over next few days.

TPMS would only tell you that its flat as it doesn't give a pressure reading

My son did something similar in his mini days before he swapped for a new JCW.

The dealer reduced the p/ex valuation to reflect tyre and alloy damage, stating the tyre would have to be replaced.

Dealers, always in the right, customer always the one to suffer.

This is what my damage looks like
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