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		Jai 
		
			  
			
			 
			
Posts: 260 
	Joined: May 2012
  Location: Australia
	
		
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	| 07-01-2013 04:47am | 
	
		
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		boinzo 
		
			  
			
			 
			
Posts: 32 
	Joined: Dec 2012
  Location: Bris Vegas. Straya.
	
		
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RE: It's here!! 
			 
			
				I'm in the hunt for finance too. The Dealer quote was pretty good actually. What makes you recommend Alphera Jai? I'd never heard of them before.
			 
			
			
			
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	| 07-01-2013 05:06am | 
	
		
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		Jai 
		
			  
			
			 
			
Posts: 260 
	Joined: May 2012
  Location: Australia
	
		
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It's here!! 
			 
			
				They have no early exit fees AT ALL. My rate was very good as well, I should imagine it would be lower now as the official cash rate has dropped half a percent since I got it. I'm about 6.8% from memory.
			 
			
			
			
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	| 07-01-2013 05:08am | 
	
		
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		Filski 
		
			  
			
			 
			
Posts: 118 
	Joined: Nov 2011
  Location: Sydney
	
		
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It's here!! 
			 
			
				Alphera is fine, we did all our checks on them. Pretty good rates available but don't be afraid to look elsewhere if they don't offer a decent one - dealer often influences it.
			 
			
			
			
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	| 07-01-2013 05:44am | 
	
		
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		boinzo 
		
			  
			
			 
			
Posts: 32 
	Joined: Dec 2012
  Location: Bris Vegas. Straya.
	
		
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RE: It's here!! 
			 
			
				Cool. Thanks guys. I'll keep them in mind! Still have a week or 2 before I need it sorted.
			 
			
			
			
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	| 07-01-2013 06:26am | 
	
		
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		cs33wa 
		
			  
			
			 
			
Posts: 114 
	Joined: Jul 2012
  Location: Perth, Western Australia
	
		
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RE: It's here!! 
			 
			
				Thanks for the info. 
 
My previous car was with Alphera, so I am aware of the no early exit fee. I did call to check their rate two months back, but the rate was very very high..something like 9%!! And the guy I spoken to wasn't very keen to do business with me (not helpful, impatience).  
So I wasn't happy with the way they treat a return customer!  
 
I couldn't recall which finance LR is using. But I remember the dealer told me their finance has no penalty for early settlement.  
 
Maybe I will get a quote from Alphera for 1 last time...  
And 1 thing I don't understand....how come it takes two weeks to hand over?! That's a bit long is it?
			
			
			
 
Ordered:31/7/12 
My13 Si4 Dynamic 5 Door Fuji White, new tech pack, new convinient pack, pano, adaptive dynamic, style7 wheel 
Built 16th Nov 2012 
Delivered: 17th Jan 2013 
Wait is over...love my baby!!!
			
				
(This post was last modified: 07-01-2013 08:56am by cs33wa.)
 
				
			 
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	| 07-01-2013 08:52am | 
	
		
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		Tibstar 
		
			  
			
			
 
 
			
Posts: 21 
	Joined: Dec 2012
  Location: sydney
	
		
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RE: It's here!! 
			 
			
				Hi guys my car is coming in 2 weeks and I just got a quote from LR dealer and they said they can give me 6.1%. now i'm comparing this quote with other companies/bank and to see if they can beat it....I'm not just looking at the rate, i'm also looking at the fees, acc keeping fee, and exit fee....will keep you all posted!!
			 
			
			
			
				
(This post was last modified: 07-01-2013 11:41am by Tibstar.)
 
				
			 
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	| 07-01-2013 11:35am | 
	
		
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		Jai 
		
			  
			
			 
			
Posts: 260 
	Joined: May 2012
  Location: Australia
	
		
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It's here!! 
			 
			
				I get bored of cars easily so exit fees play a big part in the overall picture
			 
			
			
			
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	| 07-01-2013 11:36am | 
	
		
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		cs33wa 
		
			  
			
			 
			
Posts: 114 
	Joined: Jul 2012
  Location: Perth, Western Australia
	
		
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RE: It's here!! 
			 
			
				 (07-01-2013 11:35am)Tibstar Wrote:  Hi guys my car is coming in 2 weeks and I just got a quote from LR dealer and they said they can give me 6.1%. now i'm comparing this quote with other companies/bank and to see if they can beat it....I'm not just looking at the rate, i'm also looking at the fees, acc keeping fee, and exit fee....will keep you all posted!! 
Great, thanks!!
			  
			
			
 
Ordered:31/7/12 
My13 Si4 Dynamic 5 Door Fuji White, new tech pack, new convinient pack, pano, adaptive dynamic, style7 wheel 
Built 16th Nov 2012 
Delivered: 17th Jan 2013 
Wait is over...love my baby!!!
			
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	| 07-01-2013 05:33pm | 
	
		
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		boinzo 
		
			  
			
			 
			
Posts: 32 
	Joined: Dec 2012
  Location: Bris Vegas. Straya.
	
		
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RE: It's here!! 
			 
			
				Damn it. No car for me! Turns out the dealer messed it up and had assigned me a manual. My check on Topix turned up that vehicle I'd been assigned was not an auto as per the contract. Damn it. Back to the drawing board. Good thing i checked though! Might as well stop tracking that ship now!
			 
			
			
			
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	| 09-01-2013 10:55am | 
	
		
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