Insurance - who are you going with?

PhilSkill · 20-09-2011 09:08pm

Arrrrghhh... So Having tried to find out from Av..a who insure my current car, how it would work to setup a multi-car policy, All I found out is that it will be an extra £260 on top of my £320 existing policy with 8 months left to run and they couldn't quote for my existing car until I knew the exact change-over date... then proceed to cut me off, phoned again and got cut off again halfway through giving the policy number, I decided to phone Admiral Multi-car, they wanted £268 for the whole year on the Evoque Very Happy

and £350 for my second car (with no no-claims), So given i can't get a bean of sense from the Indian call centre Av..a use, and Admiral gave me a very clued up and friendly Scottish lady who explained everything clearly... I think I'm better of canceling from Av..a and moving lock stock and barrel to Admiral!

About time these insurance companies realized that an eastern call-centre operator called "Dave" who has no idea what I want "'cause it's not in his script" and would rather find out the date of my home insurance than sort out my car insurance and barely knows how to work a phone ISN'T GETTING THEM ANY BUSINESS.

Right insurance rant over... Mad

The Valeter · 11-10-2011 05:52pm

(04-08-2011 10:00pm)XFullFatTim Wrote: Ant, I have a quote from LR Insurance of £198.20p and I'm only a year older..................

I had a quote today for £1168 Shocked

With full NCB. Can't work out why it is that much though I have added class 1 business use (commuting to and from places of work) but that has never made this much difference Shocked

I'm 46 in Medway Kent.

ytshome · 11-10-2011 07:32pm

Defo not with LR as these are exactly the same company as Jaguar and if you want to read just how bad they were read my earlier post. I've never experienced anything so bad! See thread "LandRover insurance problems - Beware"

Claud · 11-10-2011 11:14pm

We ditched Admiral four years ago after we found out they not insure options even if factory fitted. We had a Merc Clk with £5k worth of options, none of them were insured, not even the xenon headlights. They would only pay out for the basic specification for a given model. The final straw was when they charged extra for side steps and leather on our Disco 3 but would not cover it. They said the cost was higher as the car was more attractive to a thief

I returned to Churchill who do cover options.

The insurer with the best reputation from customers is NFU. We might try them next.

Spiderman · 12-10-2011 01:26am

(11-10-2011 05:52pm)The Valeter Wrote:
(04-08-2011 10:00pm)XFullFatTim Wrote: Ant, I have a quote from LR Insurance of £198.20p and I'm only a year older..................

I had a quote today for £1168 With full NCB. Can't work out why it is that much though I have added class 1 business use (commuting to and from places of work) but that has never made this much difference

I'm 46 in Medway Kent.

Try NFU, it will be interesting to hear how they compare.

**XFullFatTim** · 12-10-2011 10:00am

What is the cheapest insurance anybody has found?
I typed into one of the price comparison websites the postcode of the cottage I use out on the island of Tiree in the inner hebrides. http://www.streetmap.co.uk/map.srf?x=995...pp=map.srf

My car would cost me £89pa to insure, fully comp, no off road use, car not garaged. I suppose that there being a 3 hour ferry trip on the daily ferry, to get back to the mainland makes it a pretty secure place to keep a car.

caroline11000 · 12-10-2011 11:08am

(12-10-2011 10:00am)XFullFatTim Wrote: What is the cheapest insurance anybody has found?
I typed into one of the price comparison websites the postcode of the cottage I use out on the island of Tiree in the inner hebrides. http://www.streetmap.co.uk/map.srf?x=995...pp=map.srf

My car would cost me £89pa to insure, fully comp, no off road use, car not garaged. I suppose that there being a 3 hour ferry trip on the daily ferry, to get back to the mainland makes it a pretty secure place to keep a car.

Nice one Tim! Very Happy

Not sure anyone will be able to beat that!

andyuk · 12-10-2011 03:54pm

I did the go compare search & best quote came back as:-

One Quote Direct - £362

36 year old
Rural home car on drive
Wife aged 37 also added (I am a toy boy)
SP30 3pt speeding fine 2009

I am very happy as my current Civic 2.2 is £385!

caroline11000 · 12-10-2011 04:04pm

(12-10-2011 03:54pm)andyuk Wrote: I did the go compare search & best quote came back as:-

One Quote Direct - £362

36 year old
Rural home car on drive
Wife aged 37 also added (I am a toy boy)
SP30 3pt speeding fine 2009

I am very happy as my current Civic 2.2 is £385!

That doesn't sound bad, wish I could get mine as low as that. I am 46 with 10+ yrs no claims, hubby 41 (yes I have a toy boy also Very Happy

) rural on drive behind electric gates and am struggling to get it under £500! It was a while ago I looked at quotes though!

griff · 12-10-2011 04:12pm

(12-10-2011 10:00am)XFullFatTim Wrote: What is the cheapest insurance anybody has found?
I typed into one of the price comparison websites the postcode of the cottage I use out on the island of Tiree in the inner hebrides. http://www.streetmap.co.uk/map.srf?x=995...pp=map.srf

My car would cost me £89pa to insure, fully comp, no off road use, car not garaged. I suppose that there being a 3 hour ferry trip on the daily ferry, to get back to the mainland makes it a pretty secure place to keep a car.

Must be a bit noisy being so close to the international airport Smile