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Caught in 2 minds about keeping the evoque - trading down?
Straydox
 

Posts: 583
Joined: Nov 2011
Location: Warwick
Post: #11
RE: Caught in 2 minds about keeping the evoque - trading down?

Sell it - that's a good offer.

It's only a car after all - but choose the next car as wisely as you did the Evoque with head engaged rather than heart. No one wants to admit it but LR seem to be planning some sort of refresh of the Evoque - it won't help the residual value one little bit.

Since my Evoque went back to LR and I ordered a spec'd up SQ5 I've been running around a basic A1 1.4 auto - paid for on my switch card. Gets me from A to B and is fun 43mpg - I have wondered if I really, really need a flash motor at all.

Delivered 15th May 2012, rejected and returned 4th Feb 2013 - SD4 5 door Prestige manual with a bucket full of rattles Mauritius Blue. Crazy Audi MY2020 RSQ3
01-03-2013 08:31pm
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THEMACS
 

Posts: 835
Joined: Sep 2011
Location: North West
Post: #12
RE: Caught in 2 minds about keeping the evoque - trading down?

(01-03-2013 08:31pm)Straydox Wrote:  I have wondered if I really, really need a flash motor at all.

I thought you were getting an SQ5, not something flash!!Laughing

Orkney Grey 5 Door Prestige, Manual SD4, Vibe Interior, Panoramic Roof and Privacy Glass. Order Placed 2/7/11 Picked Up 17/3/12, Gone 10/5/14
01-03-2013 08:46pm
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Straydox
 

Posts: 583
Joined: Nov 2011
Location: Warwick
Post: #13
RE: Caught in 2 minds about keeping the evoque - trading down?

(01-03-2013 08:46pm)THEMACS Wrote:  I thought you were getting an SQ5, not something flash!!Laughing

Now, now!

Delivered 15th May 2012, rejected and returned 4th Feb 2013 - SD4 5 door Prestige manual with a bucket full of rattles Mauritius Blue. Crazy Audi MY2020 RSQ3
01-03-2013 08:51pm
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cutter7
 

Posts: 763
Joined: May 2011
Location: Oxfordshire
Post: #14
RE: Caught in 2 minds about keeping the evoque - trading down?

The Skoda Octavia vRS estate Blackline diesel limited edition is almost impossible not to recommend. It borders on the ‘very fast’, consistently turns in 45mpg+, looks special but not lairy, and can haul the biggest kitchen sink you’ve ever seen.

So what, £22,300 on-the-road is no great outlay for this high spec.. but it’s one hell of a whole lot of car for the money.Very Happy..Thumbs Up

(This post was last modified: 01-03-2013 09:07pm by cutter7.)
01-03-2013 09:03pm
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Lofty
 

Posts: 17
Joined: Feb 2013
Location: England
Post: #15
RE: Caught in 2 minds about keeping the evoque - trading down?

(01-03-2013 08:31pm)Straydox Wrote:  Sell it - that's a good offer.

It's only a car after all - but choose the next car as wisely as you did the Evoque with head engaged rather than heart. No one wants to admit it but LR seem to be planning some sort of refresh of the Evoque - it won't help the residual value one little bit.

Since my Evoque went back to LR and I ordered a spec'd up SQ5 I've been running around a basic A1 1.4 auto - paid for on my switch card. Gets me from A to B and is fun 43mpg - I have wondered if I really, really need a flash motor at all.

Well if the truth be known none of us require a flash motor.All modern cars are pretty reliable whether they cost a couple of grand or £100k, but hey, life's too short and I love cars.If we can decide on spec and colour, the Evoque is to replace my wife's A1, not a bad car but not very exciting either.
01-03-2013 09:07pm
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PhilSkill
 

Posts: 3,880
Joined: Jun 2011
Location: Warwickshire
Post: #16
RE: Caught in 2 minds about keeping the evoque - trading down?

My very wealthy friends only drive Skodas, they love 'em, just do whats right for you, everyones position is different.

MY12 Fuji Dynamic SD4 Manual, Pano Roof, Electric Tailgate with own Close module
[Image: 124529.png][Image: 1004887.png]
02-03-2013 12:54am
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mark_n
 

Posts: 1,720
Joined: Jul 2011
Location: London
Post: #17
RE: Caught in 2 minds about keeping the evoque - trading down?

As others are saying, everyone's circumstances are different. It is never wrong to pay down your mortgage but of course you should pay off any higher interest loans such as credit cards first and keep enough rainy day money in a cash ISA so you don't need them in future. Check your mortgage Ts&Cs to make sure you are not paying any form of penalty by repaying part of the capital early.

Mark

Evoque was great, now in an RRS SVR
02-03-2013 06:55am
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Wittyusername
 

Posts: 7
Joined: Jan 2013
Location: Warks
Post: #18
RE: Caught in 2 minds about keeping the evoque - trading down?

We were mortgage free by the age of 38. We took a flexible mortgage out so we could increase or decrease payments when necessary. We stretched ourselves a bit to pay it off, we did it in 8 years, but saved thousands in interest payments. Just a few years on we are now reaping the rewards and have a very comfortable life with no financial worries. Sometimes it's worth making a short term sacrifice for a long term gain.
02-03-2013 11:06am
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Teetree
 

Posts: 108
Joined: May 2012
Location: Uk
Post: #19
Caught in 2 minds about keeping the evoque - trading down?

(02-03-2013 11:06am)Wittyusername Wrote:  We were mortgage free by the age of 38. We took a flexible mortgage out so we could increase or decrease payments when necessary. We stretched ourselves a bit to pay it off, we did it in 8 years, but saved thousands in interest payments. Just a few years on we are now reaping the rewards and have a very comfortable life with no financial worries. Sometimes it's worth making a short term sacrifice for a long term gain.

I would love to be able to do that. My uncle and aunt in the states paid theirs off in ten years and they struggled for those years. I know I can't do that. It's always unfortunate that for most of us when we re young and full of vitality we have little money. Personally I think a good balance is ideal. Have fun and spend on the things you want but also save. sounds obvious but only thing guaranteed in life is d&t!Smile I could be paying the monthly payments we pay for the Evoque into our mortgage but hey we happy with it and that's all that matters. I can look out on my driveway and be car-proud! Do whatever is right for your circumstances. Using your head doesn't always make you happy. Another way to think also is, as far as loans are concerned your mortgage is the one of the best rates you ll ever get so why not take advantage of it?!

Fuji Pure SD4 Auto 5door, powered tailgate, front sensors, rear camera , pano roof, heated steering wheel, front fogs, xenons, spare wheel, 19" diamond turned alloys
02-03-2013 12:31pm
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ED209
 

Posts: 1,128
Joined: Aug 2011
Location: durham
Post: #20
RE: Caught in 2 minds about keeping the evoque - trading down?

(01-03-2013 09:03pm)cutter7 Wrote:  The Skoda Octavia vRS estate Blackline diesel limited edition is almost impossible not to recommend. It borders on the ‘very fast’, consistently turns in 45mpg+, looks special but not lairy, and can haul the biggest kitchen sink you’ve ever seen.

So what, £22,300 on-the-road is no great outlay for this high spec.. but it’s one hell of a whole lot of car for the money.Very Happy..Thumbs Up

erm there on vat free at the min, a dealer has offered me one with metallic for 18,995. A lot of car for the money but i am playing a few off and trying to get them as close to 18k as i can.


If thew were 22,300 then i would keep the evoque all day long! There a run out model so theres good deals to be had on them at the min. The new estate was only unveiled the other day.

The spare cash would go on my mortgage purely because i dont actually have any other borrowing. I dont do credit. The mrs has a car loan for her astra gtc but its 0% so free money.

td4 Pure manual in orkney grey, auto wipers/lights, front fogs, spare wheel. carmats4u mats, travall dog guard. Collected 30/03/12.
(This post was last modified: 02-03-2013 12:35pm by ED209.)
02-03-2013 12:32pm
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