(08-03-2012 09:23am)WorldTraveler Wrote: On the pont of Mudflaps ... wonder if that is considered a "Modification" under an insurance policy and would you have to inform the insurance company of this modification to the "Standard Specification" ?
No anything that is factory or dealer added is not a modification.
Weird how some companies class valeting as yes I guess it is technically the motor trade as I valet cars but I don't drive them, don't pull them to pieces, don't have a dealership or garage or carry motor parts on board. All I use the vehicle for is to carrry me & my gear (which they don't insure anyway) to the place of work & 95% of my work is at a private address = just an excuse to rip you off imo.