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GAP insurance
stunt
 

Posts: 54
Joined: Sep 2012
Location: Cheshire
Post: #1
GAP insurance

I dont normally do GAP insurance on my new cars but seeing as this car is the most expensive one that ive purchased to date, I thought Id look into it.

Ive managed to get 3yrs of up to £20,000 return to invoice GAP insurance for £131 which I dont think is a bad deal, considering what the stealers would like to sell you that for. £44 a year is hard to turn your nose up at.

I got it from http://www.ala.co.uk who matched and beat a quote from http://www.gapinsurance123.co.uk

Fuji SD4 Dynamic. Coupe. Manual, Privacy
(This post was last modified: 16-10-2012 08:58pm by stunt.)
16-10-2012 08:52pm
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Rxa
 

Posts: 73
Joined: Jun 2012
Location: London
Post: #2
RE: GAP insurance

Thanks for the heads up stunt, I was quoted £499 by my dealer, I might go for the deal which you've mentioned above.

Evoque Prestige Lux Sd4 - Santorini Black/ Spirit Tan interior/ Style 7 Shadow Chrome wheels - ordered July 2012, delivered November 2012
1986 Range Rover 3.5 v8 in Dhaka, Bangladesh
16-10-2012 08:58pm
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stunt
 

Posts: 54
Joined: Sep 2012
Location: Cheshire
Post: #3
RE: GAP insurance

(16-10-2012 08:58pm)Rxa Wrote:  Thanks for the heads up stunt, I was quoted £499 by my dealer, I might go for the deal which you've mentioned above.

No brainer compared to £499.

I actually got the stealer down to £250 in the dealership but still rightly thought that was expensive

Fuji SD4 Dynamic. Coupe. Manual, Privacy
16-10-2012 09:04pm
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Evo-king
 

Posts: 2,102
Joined: Oct 2011
Location: Gloucestershire
Post: #4
RE: GAP insurance

Return to Invoice is good, but did you look at Return to Value, there is a subtle difference, as in if the new car value increases by say £3k, you will still only go back to your lower invoice valuation.

Evoque No3: MY15 Dynamic Lux SD4, Auto, Santorini Black, Pimento Dynamic Plus Sports Seats, Ebony headlining, Pan Roof, Shadow Chrome Alloys.
17-10-2012 08:37am
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stunt
 

Posts: 54
Joined: Sep 2012
Location: Cheshire
Post: #5
RE: GAP insurance

(17-10-2012 08:37am)Evo-king Wrote:  Return to Invoice is good, but did you look at Return to Value, there is a subtle difference, as in if the new car value increases by say £3k, you will still only go back to your lower invoice valuation.

Yeh i did , return to invoice would do for me. Its all a gamble and none of us plan to right the car off

Fuji SD4 Dynamic. Coupe. Manual, Privacy
(This post was last modified: 17-10-2012 09:42am by stunt.)
17-10-2012 09:42am
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NightFox
 

Posts: 352
Joined: Jun 2012
Location: Shropshire, UK
Post: #6
RE: GAP insurance

Several policies these days include Return-to-Value Gap for the first 12 months as standard, so in some cases it might be better value just taking separate gap insurance out for years 2 and 3.

MY13 TD4 Pure Manual ~ Tech Pack ~ Mauritius Blue ~ Panoramic Roof ~ Adaptive Xenons ~ Park Assist ~ Keyless Entry ~ Reversing Camera ~ Powerfold Mirrors ~ Autodimming Mirror
Ordered 14/6/12 ~ Built 13/11/12 ~ Delivered 15/11/12 ~ Collected 20/11/12

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(This post was last modified: 17-10-2012 09:47am by NightFox.)
17-10-2012 09:45am
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