Finance Deals & Recommendations

6.8% on 87k over 5yrs. No exit fees or early payout fees. Out of 4 vendors they were the cheapest with the best early exit strategy. I didn't even bother to haggle down any more. I started at 8.29 with Capital, 7.9 with St George, 7.29 with Esanda and now finally in the 6's! Sure beats 10.25 that I was currently paying on my last car


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Nice work, thanks for the info, I will give Alphera a call too

(01-08-2012 02:41pm)Jai Wrote:  6.8% on 87k over 5yrs. No exit fees or early payout fees. Out of 4 vendors they were the cheapest with the best early exit strategy. I didn't even bother to haggle down any more. I started at 8.29 with Capital, 7.9 with St George, 7.29 with Esanda and now finally in the 6's! Sure beats 10.25 that I was currently paying on my last car


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Good advice peeps! Thanks heaps


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I got advice today that land rover finance are at 6.35%!!


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I got quote from Alphera (BMW) rate of 7.69%. I think LR also uses Alphera.

6.35% seems very low.... I got quoted over 11% back in Jan from Landrover.

6.35% wasn't the best deal for me, especially with early payout penalties. Stuck with the 6.8% Alphera deal


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(11-08-2012 08:55am)Jai Wrote:  6.35% wasn't the best deal for me, especially with early payout penalties. Stuck with the 6.8% Alphera deal


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This might be a stupid question but how did you contact Alphera to obtain a quote? Was it direct to Alphera or through a BMW dealer (which seems strange when buying a RR....)

Cheers H

You can go with the LR dealer instead of through a broker like Stratton Finance. You can get a better deal this way and it's so much quicker as both use Alphera (with BMW finance )