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Finance - Best Option
SW6RR
 

Posts: 336
Joined: Mar 2011
Location: London
Post: #21
RE: Finance - Best Option

The brokers should be able to offer you a fixed or floating rate and should be able to tell you which bank is underwriting the loan.

Better to speak to them on the phone (if you are not doing so already) - I suspect that the quotes thrown up by their websites may not be the best deals.

Arrived (5/11/11): SD4 5-door "Presnamic" Lux Very Happy Auto, Fuji, Spirit/Tan, Style 8 20" Wheels, fully loaded (bar RSE, smoker's pack and Homelink)
13-01-2012 11:26am
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jrinns
 

Posts: 54
Joined: Sep 2011
Location: North of the Watford Gap
Post: #22
RE: Finance - Best Option

I have had a quote of 6.3 % and 6.5 % HP with a balloon, PCP tends to be more but Im not interested in a GFV
13-01-2012 12:12pm
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bash18uk
 

Posts: 20
Joined: Aug 2011
Location: wirral
Post: #23
RE: Finance - Best Option

Who was this with? I'm not too bothered bout GFV either tbh, just want the monthly figure to be reasonable.
(13-01-2012 12:12pm)jrinns Wrote:  I have had a quote of 6.3 % and 6.5 % HP with a balloon, PCP tends to be more but Im not interested in a GFV
13-01-2012 01:05pm
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ED209
 

Posts: 1,128
Joined: Aug 2011
Location: durham
Post: #24
RE: Finance - Best Option

Cash is king, I hate being in debt.
13-01-2012 04:09pm
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griff
 

Posts: 959
Joined: Mar 2011
Location: West Sussex
Post: #25
RE: Finance - Best Option

(13-01-2012 04:09pm)ED209 Wrote:  Cash is king, I hate being in debt.
Stunning Contribution Laughing
Bit like mine Wink

Arrived: SD4 Prestige Auto Coupe with Lux pack. Ipanema Sand with Black Panoramic Roof
Ambience Interior with Macassa wood.

Now a Jag XFR Kyanite Blue - wow what power.
At home and superb.
(This post was last modified: 13-01-2012 04:14pm by griff.)
13-01-2012 04:13pm
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ED209
 

Posts: 1,128
Joined: Aug 2011
Location: durham
Post: #26
RE: Finance - Best Option

(13-01-2012 04:13pm)griff Wrote:  Stunning Contribution Laughing
Bit like mine Wink



Well i buy what i can afford, hence why i am getting a pure, dont like fiance so limiting my sepnd to what i have saved up
13-01-2012 04:18pm
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BobM
 

Posts: 97
Joined: Jan 2012
Location: Central Scotland
Post: #27
RE: Finance - Best Option

Im taking my £31k SD Pure on LR Balloon Hire Purchase (10000 miles per year). I put down Max 30% deposit (about £9k). LR are quoting residual just short of 20k after two years and my monthly payments are around £250ish per month. All the figures are rough as I changed my spec a bit and havent yet got renewed figures but are pretty close. LR residuals are probably amongst the highest you will get so should always keep the monthly payments down. Hope that gives you another option.

Pure, SD4, Auto, 5 door, Firenze Red, Ebony/Ebony, privacy, rear camera, front sensors, fog lights, spare wheel, auto lights and wipers - Delivered 14.3.15 Very Happy

Gone but not forgotten - Old rattly 1.3.12 - 31.5.13 - Pure, SD4, manual, 5 door, Fuji, 19" style 4, ebony/ebony, spare wheel, privacy.
13-01-2012 04:30pm
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Andav469
 

Posts: 5
Joined: Nov 2011
Location: Peterborough
Post: #28
RE: Finance - Best Option

(13-01-2012 04:09pm)ED209 Wrote:  Cash is king, I hate being in debt.

If it appreciates buy it, if it depreciates lease it!
13-01-2012 09:16pm
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oop north
 

Posts: 90
Joined: Apr 2011
Location: Lancs
Post: #29
RE: Finance - Best Option

(13-01-2012 04:18pm)ED209 Wrote:  Don't like fiance

I suggest you don't marry her then!
14-01-2012 12:24am
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griff
 

Posts: 959
Joined: Mar 2011
Location: West Sussex
Post: #30
RE: Finance - Best Option

(13-01-2012 09:16pm)Andav469 Wrote:  If it appreciates buy it, if it depreciates lease it!
Thank you Mr Rockafeller - at least I think it was his original quote Laughing

Arrived: SD4 Prestige Auto Coupe with Lux pack. Ipanema Sand with Black Panoramic Roof
Ambience Interior with Macassa wood.

Now a Jag XFR Kyanite Blue - wow what power.
At home and superb.
14-01-2012 10:25am
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