https://babyrr.com/forum/ Tue, 07 Apr 2026 01:42:26 +0000 MyBB https://babyrr.com/forum/Thread-Personal-Lease Wed, 04 Feb 2015 11:37:15 +0000 https://babyrr.com/forum/Thread-Personal-Lease
Thanks]]>
Thanks]]> https://babyrr.com/forum/Thread-This-years-insurance-Shocker Thu, 10 Apr 2014 11:02:00 +0000 https://babyrr.com/forum/Thread-This-years-insurance-Shocker
For the past 3 years I've run 'multi-car' policies.

Last year I paid £730 with Aviva, I thought that was actually quite good.
Their renewal dropped through my door at £800 for this year - So I phoned them to ask why the 10% rise and they gave me some rubbish about general price rises.
They don't provide a general breakdown of 'price per car', but I imagined the Evoque made a large proportion of that cost.

Anyway, annoyed at the price rise with no changes in circumstances I phone around.
I ended up with Admiral (again), who do provide a breakdown.
Total Annual premium, 3 cars, 2 drivers - £452.50
- Evoque 163.52
- Shogun 144.49
- Smart 144.49

I am gobsmacked, I even phoned them after the quote to check I had ticked all the right boxes and filled it in correct. Yep, all present and correct. Absolutely incredible, I didn't even fight for more money off (like I usually do), so I just paid up and we're all set for the next year ]]>
For the past 3 years I've run 'multi-car' policies.

Last year I paid £730 with Aviva, I thought that was actually quite good.
Their renewal dropped through my door at £800 for this year - So I phoned them to ask why the 10% rise and they gave me some rubbish about general price rises.
They don't provide a general breakdown of 'price per car', but I imagined the Evoque made a large proportion of that cost.

Anyway, annoyed at the price rise with no changes in circumstances I phone around.
I ended up with Admiral (again), who do provide a breakdown.
Total Annual premium, 3 cars, 2 drivers - £452.50
- Evoque 163.52
- Shogun 144.49
- Smart 144.49

I am gobsmacked, I even phoned them after the quote to check I had ticked all the right boxes and filled it in correct. Yep, all present and correct. Absolutely incredible, I didn't even fight for more money off (like I usually do), so I just paid up and we're all set for the next year ]]> https://babyrr.com/forum/Thread-199-per-month-3-5-APR Wed, 27 Nov 2013 10:54:49 +0000 https://babyrr.com/forum/Thread-199-per-month-3-5-APR not sure if this is of any interest to any prospective owners.
Seems like one of the best deals out there at the moment on new Evoques.


  LR finance.jpg (Size: 21 KB / Downloads: 106)

small print blurb:

*Representative 3.5% APR Land Rover Freedom is available on new Evoque models, registered between 1st October and 31st December 2013 at participating Dealers only. Promotions are not available for used cars. Finance subject to status. Guarantees may be required. Land Rover Finance, PO BOX 4465, Slough, Berkshire, SL1 0RW. With Land Rover Freedom you have the option to return the vehicle and not pay the final payment, subject to the vehicle not having exceeded an agreed annual mileage (a charge of 12p per mile for exceeding 10,000 miles per annum in this example) and being in good condition. We work with a number of creditors to provide finance to our customers, including Land Rover Finance.]]> not sure if this is of any interest to any prospective owners.
Seems like one of the best deals out there at the moment on new Evoques.


  LR finance.jpg (Size: 21 KB / Downloads: 106)

small print blurb:

*Representative 3.5% APR Land Rover Freedom is available on new Evoque models, registered between 1st October and 31st December 2013 at participating Dealers only. Promotions are not available for used cars. Finance subject to status. Guarantees may be required. Land Rover Finance, PO BOX 4465, Slough, Berkshire, SL1 0RW. With Land Rover Freedom you have the option to return the vehicle and not pay the final payment, subject to the vehicle not having exceeded an agreed annual mileage (a charge of 12p per mile for exceeding 10,000 miles per annum in this example) and being in good condition. We work with a number of creditors to provide finance to our customers, including Land Rover Finance.]]> https://babyrr.com/forum/Thread-Dynamic-Evoque-deals Sat, 09 Nov 2013 18:43:31 +0000 https://babyrr.com/forum/Thread-Dynamic-Evoque-deals https://babyrr.com/forum/Thread-5-9-APR-FIXED--7063 Thu, 09 May 2013 14:21:44 +0000 https://babyrr.com/forum/Thread-5-9-APR-FIXED--7063
I hope you are sat down! For the month of May (and May only) we are offering HP agreements at 5.9% APR. That's not from 5.9% it is actually 5.9% APR!

Interested... Call us now on 0845 070 1324

T&C's apply, minimum lend £6,000, 36 - 60 months]]>
I hope you are sat down! For the month of May (and May only) we are offering HP agreements at 5.9% APR. That's not from 5.9% it is actually 5.9% APR!

Interested... Call us now on 0845 070 1324

T&C's apply, minimum lend £6,000, 36 - 60 months]]> https://babyrr.com/forum/Thread-Land-Rover-Insurance-and-the-Pano-Roof Mon, 18 Mar 2013 17:51:34 +0000 https://babyrr.com/forum/Thread-Land-Rover-Insurance-and-the-Pano-Roof https://babyrr.com/forum/Thread-PCP Mon, 18 Mar 2013 09:34:06 +0000 https://babyrr.com/forum/Thread-PCP
So for example if I'm getting a Pure at around £33000 the max deposit is £11000, £22000 to finance at a PCP rate with LR of 7.9%APR.

A standard loan would allow flexibility to put in as much deposit as I'm happy with and current rates of 5.1% will keep the interest charges low.

So this example could be £22000 deposit, £11000 to finance at 5.1%APR the overall cost must be lower.

I'm sure someone will say that you could invest the £11000 saved on the PCP in something else but at the moment I can't see where this will give an adequate return.

So all you PCP devotees please help me understand what I'm missing.

Thanks]]>
So for example if I'm getting a Pure at around £33000 the max deposit is £11000, £22000 to finance at a PCP rate with LR of 7.9%APR.

A standard loan would allow flexibility to put in as much deposit as I'm happy with and current rates of 5.1% will keep the interest charges low.

So this example could be £22000 deposit, £11000 to finance at 5.1%APR the overall cost must be lower.

I'm sure someone will say that you could invest the £11000 saved on the PCP in something else but at the moment I can't see where this will give an adequate return.

So all you PCP devotees please help me understand what I'm missing.

Thanks]]> https://babyrr.com/forum/Thread-New-Rates Thu, 01 Nov 2012 14:28:52 +0000 https://babyrr.com/forum/Thread-New-Rates
Have you seen our extremly low rates in our section of the forum?]]>
Have you seen our extremly low rates in our section of the forum?]]> https://babyrr.com/forum/Thread-Admiral-Multi-Car Fri, 07 Sep 2012 06:25:30 +0000 https://babyrr.com/forum/Thread-Admiral-Multi-Car
I'm able to insure 4 out of my 5 cars for "just" £1220; sounds alot until you know that includes cover for a Porsche 911 turbo, Ferrari F355, Mercedes-Benz SL55 AMG and my Evoque. They don't like my Subaru Impreza which I insure separately for less than the cost of adding it to the multi-car policy

Within the policy, cover for the Evoque costs £267.

I suppose I represent a good risk - 50's, retired (so no commuting or business use), £1000 voluntary excess, clean licence and claims history but it's interesting that the total premium is less than I paid for just the SL55 when it was new 10 years ago (not that it does many miles other than on the back of a flat bed to the dealer to fix the latest problem).

The big question is about the pano roof on the Evoque. I have to speak to them to find out if it's covered under the glass section and make a judgment. I have had another quote for £1440 which does include cover for the pano roof.]]>
I'm able to insure 4 out of my 5 cars for "just" £1220; sounds alot until you know that includes cover for a Porsche 911 turbo, Ferrari F355, Mercedes-Benz SL55 AMG and my Evoque. They don't like my Subaru Impreza which I insure separately for less than the cost of adding it to the multi-car policy

Within the policy, cover for the Evoque costs £267.

I suppose I represent a good risk - 50's, retired (so no commuting or business use), £1000 voluntary excess, clean licence and claims history but it's interesting that the total premium is less than I paid for just the SL55 when it was new 10 years ago (not that it does many miles other than on the back of a flat bed to the dealer to fix the latest problem).

The big question is about the pano roof on the Evoque. I have to speak to them to find out if it's covered under the glass section and make a judgment. I have had another quote for £1440 which does include cover for the pano roof.]]> https://babyrr.com/forum/Thread-Insurance--5210 Mon, 20 Aug 2012 17:29:51 +0000 https://babyrr.com/forum/Thread-Insurance--5210 They have told me they won't insure such a modification!!! How does that work?
They also tried to tell me that I should have notified them about the privacy glass as it is not 'standard'.
Surely this and my fog lights etc were factory fitted and made up part of the value they were supposed to be insuring me for? Can anyone help please?]]> They have told me they won't insure such a modification!!! How does that work?
They also tried to tell me that I should have notified them about the privacy glass as it is not 'standard'.
Surely this and my fog lights etc were factory fitted and made up part of the value they were supposed to be insuring me for? Can anyone help please?]]> https://babyrr.com/forum/Thread-What-s-the-PCP-on-34-500 Wed, 15 Aug 2012 16:12:51 +0000 https://babyrr.com/forum/Thread-What-s-the-PCP-on-34-500
I have £7000 deposit and will do about 10,000 miles a year... Anyone know what sort of monthly payment ill be looking at?]]>
I have £7000 deposit and will do about 10,000 miles a year... Anyone know what sort of monthly payment ill be looking at?]]> https://babyrr.com/forum/Thread-Motorbility Tue, 17 Apr 2012 07:57:24 +0000 https://babyrr.com/forum/Thread-Motorbility
Anyway, based on a Pure derrivative, including all the usual stuff that Motorbility covers, servicing, tyres etc, but not insurance, then your looking at £10,240 down and the mobility element of your DLA, roughly £55 per week, over 3 years.

Still works out to over £18k over that time, so it appears more prudent to purchase outright than use the Motorbility scheme. Each to their own.]]>
Anyway, based on a Pure derrivative, including all the usual stuff that Motorbility covers, servicing, tyres etc, but not insurance, then your looking at £10,240 down and the mobility element of your DLA, roughly £55 per week, over 3 years.

Still works out to over £18k over that time, so it appears more prudent to purchase outright than use the Motorbility scheme. Each to their own.]]> https://babyrr.com/forum/Thread-UK-Association-of-British-Insurers-Winter-tyres-commitment Wed, 28 Mar 2012 23:13:43 +0000 https://babyrr.com/forum/Thread-UK-Association-of-British-Insurers-Winter-tyres-commitment
Last updated: 19/03/2012 16:15

WINTER TYRES – THE MOTOR INSURANCE COMMITMENT

Motor insurers recognise that some motorists may wish to fit winter tyres to their car during cold weather. Motor insurers recognise that, whilst no substitute for common sense driving, winter tyres can have a positive impact on improving road safety. In the past there has been some uncertainty for insured customers about the insurance premium implications of fitting winter tyres to their cars. To assist in reducing this potential uncertainty, the ABI has produced the Commitment set out below which sets out the position of those named motor insurers in respect of the impact on the insurance premiums of their insured customers if a customer wishes to fit winter tyres to their car.

As can be seen, often motor insurers will not charge an additional premium when their insured customers use winter tyres, provided that they meet, and are fitted in accordance with, the vehicle manufacturers’ specifications and are in a roadworthy condition.

However, some motor insurers may require you to contact them to let them know if you do choose to fit winter tyres. The name of your insurer and their contact information can be found on your insurance policy documentation (summary details are provided below). It is important to remember that sometimes your motor insurer may be different from the company that sold you your insurance policy.

This Confirmation will apply from 22 November 2011 until 31 August 2012 at which time it will be reviewed.

Please note that this Commitment only applies to cars used for personal use that are insured under a private or personal use car insurance policy.

Full details: http://www.abi.org.uk/Information/Consum...tment.aspx]]>
Last updated: 19/03/2012 16:15

WINTER TYRES – THE MOTOR INSURANCE COMMITMENT

Motor insurers recognise that some motorists may wish to fit winter tyres to their car during cold weather. Motor insurers recognise that, whilst no substitute for common sense driving, winter tyres can have a positive impact on improving road safety. In the past there has been some uncertainty for insured customers about the insurance premium implications of fitting winter tyres to their cars. To assist in reducing this potential uncertainty, the ABI has produced the Commitment set out below which sets out the position of those named motor insurers in respect of the impact on the insurance premiums of their insured customers if a customer wishes to fit winter tyres to their car.

As can be seen, often motor insurers will not charge an additional premium when their insured customers use winter tyres, provided that they meet, and are fitted in accordance with, the vehicle manufacturers’ specifications and are in a roadworthy condition.

However, some motor insurers may require you to contact them to let them know if you do choose to fit winter tyres. The name of your insurer and their contact information can be found on your insurance policy documentation (summary details are provided below). It is important to remember that sometimes your motor insurer may be different from the company that sold you your insurance policy.

This Confirmation will apply from 22 November 2011 until 31 August 2012 at which time it will be reviewed.

Please note that this Commitment only applies to cars used for personal use that are insured under a private or personal use car insurance policy.

Full details: http://www.abi.org.uk/Information/Consum...tment.aspx]]> https://babyrr.com/forum/Thread-Of-Road-use-and-insurance-companies-in-the-UK Mon, 19 Mar 2012 22:13:22 +0000 https://babyrr.com/forum/Thread-Of-Road-use-and-insurance-companies-in-the-UK Most insurers take this to be defined as any Classified road, some insurers consider that to be M,A and B classed roads. This means that if you use an unclassified road or a C/D class road in some cases you are not insured.
This has come to light recently when a member of a club I am also a member of had somebody else's car roll backwards on a slope on a track onto his car causing quite a lot of damage. The insurer (one of the mainstream direct type insurers) for the car that caused the damage deemed the owner not to be insured "because he was not driving on a classified road" . The road being driven on was a private road, tarred, but behind locked gates on a private estate. In effect he was not off road in the traditional sense of the word, but off the highway. If you want full off road cover it is included in some policies but generally not in any of of the more popular "direct" type insurers. This can also mean that you may not be insured if you take your car onto a field or up a fram lane. Please check with your insurance provider before leaving the "highway". It was queried what about supermarket car parks and the like - they are accepted to be part of the "highway".
Maybe any members working in the insurance industry might be able to clarify when on-road stops and becomes "off-road"]]> Most insurers take this to be defined as any Classified road, some insurers consider that to be M,A and B classed roads. This means that if you use an unclassified road or a C/D class road in some cases you are not insured.
This has come to light recently when a member of a club I am also a member of had somebody else's car roll backwards on a slope on a track onto his car causing quite a lot of damage. The insurer (one of the mainstream direct type insurers) for the car that caused the damage deemed the owner not to be insured "because he was not driving on a classified road" . The road being driven on was a private road, tarred, but behind locked gates on a private estate. In effect he was not off road in the traditional sense of the word, but off the highway. If you want full off road cover it is included in some policies but generally not in any of of the more popular "direct" type insurers. This can also mean that you may not be insured if you take your car onto a field or up a fram lane. Please check with your insurance provider before leaving the "highway". It was queried what about supermarket car parks and the like - they are accepted to be part of the "highway".
Maybe any members working in the insurance industry might be able to clarify when on-road stops and becomes "off-road"]]> https://babyrr.com/forum/Thread-Insurance-Switzerland Fri, 24 Feb 2012 16:02:06 +0000 https://babyrr.com/forum/Thread-Insurance-Switzerland
As we are getting our Evoque in Switzerland, and I have been absent for a long time in the country, I am not too familiar with the options and swiss insurance companies.

Do you guys and girls in Switzerland would have a recommendation regarding which Insurance Company would be best both in terms of services and coverage offered but also on price?

Which options do you normally choose or people tend to choose the most in a typical swiss insurance?
What about insurance coverage when traveling through other countries?

I have seen Comparis but there is a lot of unfamiliar names and companies and options and some advice would speed up the process.

Tnx a lot]]>
As we are getting our Evoque in Switzerland, and I have been absent for a long time in the country, I am not too familiar with the options and swiss insurance companies.

Do you guys and girls in Switzerland would have a recommendation regarding which Insurance Company would be best both in terms of services and coverage offered but also on price?

Which options do you normally choose or people tend to choose the most in a typical swiss insurance?
What about insurance coverage when traveling through other countries?

I have seen Comparis but there is a lot of unfamiliar names and companies and options and some advice would speed up the process.

Tnx a lot]]> https://babyrr.com/forum/Thread-Wavering Mon, 20 Feb 2012 17:37:57 +0000 https://babyrr.com/forum/Thread-Wavering
I was hanging on waiting in vain for some decent finance offers on the LR web site. As you will see every model has an offer except the Evoque....due to demand I expect.

I was looking at a Mercedes C class Sport at the weekend. The price is about the same for a C220 auto with Navagation. £32000
What sways me to this car is that the dealer is putting about 5k towards the deposit and I pay £4000.making 36 monthly payments of £339. With a final 15k. The finance is about 5%.

Range Rover still want about 10%. That's a big difference on an expensive car.

What to do?!!]]>
I was hanging on waiting in vain for some decent finance offers on the LR web site. As you will see every model has an offer except the Evoque....due to demand I expect.

I was looking at a Mercedes C class Sport at the weekend. The price is about the same for a C220 auto with Navagation. £32000
What sways me to this car is that the dealer is putting about 5k towards the deposit and I pay £4000.making 36 monthly payments of £339. With a final 15k. The finance is about 5%.

Range Rover still want about 10%. That's a big difference on an expensive car.

What to do?!!]]> https://babyrr.com/forum/Thread-Panoramic-Roof-Insurance-impact-IMPORTANT Fri, 06 Jan 2012 16:16:47 +0000 https://babyrr.com/forum/Thread-Panoramic-Roof-Insurance-impact-IMPORTANT
It gets worse!

I then thought that it would be wise to check with my insurer (Admiral) what level of cover i will get on my policy if i had a chip/crack on the Pano Roof...they informed me (after double checking with the underwriters) that they would not cover the Pano Roof AT ALL...no claims allowed! So if i had a crack etc i would need to fund the replacement (£1,200.00+VAT) myself!

Can everyone reading this who is getting a Pano Roof/currently has one please check with their Insurers and report back here...

1. Are you covered as part of windscreen cover (minimal excess)
2. Are you covered as a standard claim (standard excess)
3. Are you not covered for Pano Roof claims (Full cost)
4. Name of Insurer.

Thanks
Jon
]]>
It gets worse!

I then thought that it would be wise to check with my insurer (Admiral) what level of cover i will get on my policy if i had a chip/crack on the Pano Roof...they informed me (after double checking with the underwriters) that they would not cover the Pano Roof AT ALL...no claims allowed! So if i had a crack etc i would need to fund the replacement (£1,200.00+VAT) myself!

Can everyone reading this who is getting a Pano Roof/currently has one please check with their Insurers and report back here...

1. Are you covered as part of windscreen cover (minimal excess)
2. Are you covered as a standard claim (standard excess)
3. Are you not covered for Pano Roof claims (Full cost)
4. Name of Insurer.

Thanks
Jon
]]> https://babyrr.com/forum/Thread-Best-finance-deals Fri, 30 Dec 2011 22:50:46 +0000 https://babyrr.com/forum/Thread-Best-finance-deals
Just wondering what finance deals have been offered for a new Evoque?

I am looking at having this over 4 years and will consider HP or lease or PCP.

Finance required will be £28,000 which is after a £5,000 deposit.

Mileage will be 30,000 per year.

With base rates and LIBOR rates so low I was hoping there are some good deals to be had.

Regards

Steve]]>
Just wondering what finance deals have been offered for a new Evoque?

I am looking at having this over 4 years and will consider HP or lease or PCP.

Finance required will be £28,000 which is after a £5,000 deposit.

Mileage will be 30,000 per year.

With base rates and LIBOR rates so low I was hoping there are some good deals to be had.

Regards

Steve]]> https://babyrr.com/forum/Thread-Minor-repair-insurance Fri, 30 Dec 2011 16:27:32 +0000 https://babyrr.com/forum/Thread-Minor-repair-insurance
Minor repair insurance - cover for scratches, scuffs, minor dents not exceeding 15cm in diameter, chips to 1.5mm

£599 for 3 years, claim limit £3k (total)

Anyone else looked into this for quotes elsewhere?

Did have a small dent removed on porsche for £60 so not sure how much this sort of insurance would be 'worth'?!]]>
Minor repair insurance - cover for scratches, scuffs, minor dents not exceeding 15cm in diameter, chips to 1.5mm

£599 for 3 years, claim limit £3k (total)

Anyone else looked into this for quotes elsewhere?

Did have a small dent removed on porsche for £60 so not sure how much this sort of insurance would be 'worth'?!]]> https://babyrr.com/forum/Thread-Site-Sponsor-Prestige-Car-Finance Fri, 16 Dec 2011 15:47:15 +0000 https://babyrr.com/forum/Thread-Site-Sponsor-Prestige-Car-Finance http://babyrr.com/forum/Forum-Prestige-Car-Finance]]> http://babyrr.com/forum/Forum-Prestige-Car-Finance]]>