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+--- Thread: Finance - Best Option (/Thread-Finance-Best-Option)
RE: Finance - Best Option - Andav469 - 14-01-2012 11:08am
(14-01-2012 10:25am)griff Wrote: Thank you Mr Rockafeller - at least I think it was his original quote
It's a well known saying but I have read it elsewhere on this forum also
RE: Finance - Best Option - THEMACS - 14-01-2012 12:21pm
'If it Flies, Floats or F@*!s........ Rent it,' as my Divorced 3 times old boss once told me
RE: Finance - Best Option - Chunkstar - 14-01-2012 03:48pm
Try capital car finance they seem to be the best for me
speak to mark he seems very good,answers your questions and gives you a proper quote,
unlike some others i tried
RE: Finance - Best Option - degcds - 15-01-2012 04:24am
Wow!! Interest rates seem high in the UK. I'm kind of shocked... we financed through a local bank for 2.39% for 72 months. We always aim for the lowest payment but usually pay twice the amount due- incase hard times ever come about. Does range rover not offer competitive rates for their own cars? I know here in the US they are still not competitive as our local or national banks...
RE: Finance - Best Option - bash18uk - 16-01-2012 10:55am
Thanks, I will give them a go now and let you know how I get on. Did you not try prestige or brokers4cars?[/align]
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(14-01-2012 03:48pm)Chunkstar Wrote: Try capital car finance they seem to be the best for me
speak to mark he seems very good,answers your questions and gives you a proper quote,
unlike some others i tried
I know cash is king however I do not have 40k sitting in the bank. I can put down upto 10k deposit however i don't think there is any company that is offering anything lower than 8.1%. I have tried oracle/prestige and many other companies but no luck. May have to bite the bullet and go for the 8.1% i've been offered I think.
RE: Finance - Best Option - GibEvoque - 16-01-2012 02:15pm
If you go this route, just make sure you can refinance at a later date, when rates go in your favour, so check early repayment charges etc as well.
RE: Finance - Best Option - SINGHY - 16-01-2012 02:29pm
I looked on line at loan rates and found Yorkshire and Clydesdale banks both offering loans at 6.4 percent APR.
RE: Finance - Best Option - bash18uk - 16-01-2012 03:05pm
Just tried capital finance who have quoted me the best so far at 7.4% however they do charge a brokerage fee of £399+vat. I would take out a loan but the maximum amount you can loan is 25k...meaning I need to put up 14k as a deposit hence why I am looking at a PCP.
RE: Finance - Best Option - Bermans - 16-01-2012 06:46pm
Got mine on order now but a family friend has been quoted for a £35k Pure SD4 5 door on a PCP 3+60 £575 p/m with GFV £10k or 3+48 £575 p/m with GFV £13k. Both seem expensive.
RE: Finance - Best Option - Chunkstar - 16-01-2012 07:20pm
38ish borrowed and 672 per month over 47 mths with 14660 balloon I can pay lump sums whenever think it sounds ok better than oracle,prestige,land rover so that's why I used capital all seem to charge fees somewhere in the equation