How much will insurance be?!

How come all of your Insurance premiums are under £600

I am 28, with 8 years no claims, 0 points, 0 claims, yet my quotes are coming in at over £1000!!!

please how can I get this down!!

(15-05-2012 12:10pm)BRO-T Wrote:  How come all of your Insurance premiums are under £600

I am 28, with 8 years no claims, 0 points, 0 claims, yet my quotes are coming in at over £1000!!!

please how can I get this down!!

Have you tried eSure? They seemed ok to me and LR's own insurance was reasonable. The alternative is to move to a low risk area but by that point paying the insurance might be the easiest option although I thought Solihull was quite posh

Admiral multicar (5th car on it) - 50 year old geezer + spouse for business use as well, no no-claims as its on one of the other cars - £370. I knew old age would be good for something!!

My current insurer, has swapped my details, and has given me a refund, so paying nearly £50 per year less than my old 320cdi Merc.

I just changed from esure to swiftcover and went from an £850 renewell quote to £300 with swiftcover, same benefits etc etc - there is something seriousley wrong with the insurance market...

(15-05-2012 12:10pm)BRO-T Wrote:  How come all of your Insurance premiums are under £600

I am 28, with 8 years no claims, 0 points, 0 claims, yet my quotes are coming in at over £1000!!!

please how can I get this down!!

46, London, No claims etc. Spouse. £650 landrover, so not under 600 for me.

Best price I could get was £700 with Admiral (single car policy). A few things to watch out for.....

Admiral - I was told that even factory fitted options need to be listed as 'modifications' which will increase price

Land Rover - as per another thread on here, LR do not cover the panoramic roof under the glass section of the policy

Swift cover - watch out for the compulsory excess amounts (£300 vs £60 with Admiral). Reducing the voluntary to compensate will increase the price quite a bit

(16-05-2012 09:43am)Rossy100 Wrote:  Best price I could get was £700 with Admiral (single car policy). A few things to watch out for.....

Admiral - I was told that even factory fitted options need to be listed as 'modifications' which will increase price

Land Rover - as per another thread on here, LR do not cover the panoramic roof under the glass section of the policy

Swift cover - watch out for the compulsory excess amounts (£300 vs £60 with Admiral). Reducing the voluntary to compensate will increase the price quite a bit

Also with swiftcover - watch out for the valuation of your car - it defaults to upto £30,000 with an Evoque, to change it added £50 to my permium - its not clear where to change it either!

I also got some very good quotes from Swift Cover, but when notifying my current insurer they pointed the same issues re compulsory excess and car valuation. So stuck with my original insurer. No doubt Swift Cover are good value to some customers.

Don't forget that adding more drivers to your policy actually decreases the cost - that's just bizarre to me.