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Land Rover Insurance and the Pano Roof
XFullFatTim
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Joined: Oct 2010
Location: Somewhere between here and there.
Post: #1
Land Rover Insurance and the Pano Roof

Just renewed my policy with them and price is up a tiny amount over last year and they confirm that the policy covers full replacement of a broken panoramic roof with no additional premium or excess. The person at the other end of the phone was very surprised that there are companies out there that will not cover the pano roof. LRI is owned by Original Insurance not LR

A Pangea Green New Defender 110 First Edition is now sitting on my drive alongside British Racing Green Electric Mini Cooper SE Level 3. After 21 years in my hands my TDI300 90 was handed on to the next custodian on 15 July 2022.
18-03-2013 06:51pm
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JohnM
 

Posts: 36
Joined: Feb 2013
Location: Dorset
Post: #2
RE: Land Rover Insurance and the Pano Roof

Thanks for that I will give them a try, don't mind if they are a bit more than the usual suspects as long as the cover really is comprehensive.
18-03-2013 08:40pm
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sBell
 

Posts: 4
Joined: Jan 2012
Location: Scotland
Post: #3
RE: Land Rover Insurance and the Pano Roof

I'm with telcos and its not covered if anything happened it would need to be a full claim
18-03-2013 08:55pm
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flurberman
 

Posts: 127
Joined: Sep 2011
Location: Northampton, UK
Post: #4
Land Rover Insurance and the Pano Roof

Just renewed my insurance with Admiral, they confirmed in writing the pano roof is covered under their glass policy.
18-03-2013 11:40pm
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recordman
 

Posts: 131
Joined: May 2011
Location: CT18
Post: #5
RE: Land Rover Insurance and the Pano Roof

RAC insurance specifically excludes pano roofs. I'm with LV= and it's covered under the glass section.
19-03-2013 12:06pm
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SINGHY
 

Posts: 207
Joined: Oct 2011
Location: Leeds
Post: #6
RE: Land Rover Insurance and the Pano Roof

Tim
I just rang LR insurance that you're referring to for a quote, as well as being considerably more expensive than my current insurer, they categorically stated that the pano roof is not included as part of the glass cover and as it is a factory fitted part of the body would be treated as a body repair. The lady I spoke to consulted a colleague before confirming the above. You might want to reconfirm what you were advised.

Pure SD4 5 door in Orkney Grey with Tech Pack, Xenons, Pan Roof, Auto dim mirror, Gloss black Dynamic grill upgrade, Roof, sde vents and waist rail wrapped in gloss black, Front Fogs, Style 4 Alloys and Spare Wheel - Collected on 6 April.
22-03-2013 06:55pm
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XFullFatTim
Bat wielding forum enforcer

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Post: #7
RE: Land Rover Insurance and the Pano Roof

Two things Singhy

a) They are more expensive because they cover risks that other insurers don't even venture into covering - offroad use and off road recovery, also
included is anything you tow behind the car and anything on the roof rack

b) I will contact them again but the guy I spoke to phoned me back after speaking to their under-writers to confirm that I have full cover on the pano roof.

A Pangea Green New Defender 110 First Edition is now sitting on my drive alongside British Racing Green Electric Mini Cooper SE Level 3. After 21 years in my hands my TDI300 90 was handed on to the next custodian on 15 July 2022.
(This post was last modified: 22-03-2013 07:29pm by XFullFatTim.)
22-03-2013 07:28pm
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Daigriff
 

Posts: 655
Joined: Apr 2011
Location: North Wales
Post: #8
RE: Land Rover Insurance and the Pano Roof

If there's any doubt get it in writing Tim.

Arrived 16th December 2011: 5 door Prestige SD4 auto in Barolo black with ambience interior, pano roof, privacy and 20" style 6 alloys.Very Happy
22-03-2013 07:37pm
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Trapdoor
 

Posts: 143
Joined: Jan 2013
Location: South West UK
Post: #9
RE: Land Rover Insurance and the Pano Roof

I have an email from Land Rover Insurance (or more accurately Verex Group, the company that administers) and they confirm that the Pano roof is covered. I specifically asked, and wanted written confirmation in case of a future claim.

A bit academic for me at the moment, but I'll be going with LRI once my replacement car is delivered.

Had: 2013 Prestige Auto Lux
Have: MY17 Autobiography in Waitomo Grey with Ivory/Espresso interior, HUD, Adaptive Cruise, Adaptive Dynamics, Dynamic Driveline, Wading, Massage Seats. Delivered 17/09/16
25-03-2013 02:39pm
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XFullFatTim
Bat wielding forum enforcer

Posts: 9,295
Joined: Oct 2010
Location: Somewhere between here and there.
Post: #10
RE: Land Rover Insurance and the Pano Roof

I now also have an email similar to Trapdoor's

A Pangea Green New Defender 110 First Edition is now sitting on my drive alongside British Racing Green Electric Mini Cooper SE Level 3. After 21 years in my hands my TDI300 90 was handed on to the next custodian on 15 July 2022.
25-03-2013 08:01pm
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